Does United Healthcare Cover Drug Rehab?
Does United Healthcare Cover Drug Rehab in Pennsylvania?
United Healthcare offers an array of health insurance plans to individuals living in Pennsylvania and across the United States. These plans vary, but many include coverage for many types of drug rehab services in addition to treatment for certain co-occurring disorders. Often, residential treatment is recommended for individuals who seek to overcome various types of addiction and chemical dependence; however, residential care is only one of many types of support that your plan may cover.
To learn more about the specifics of your coverage with United Healthcare, simply begin by calling the 800 number located on the back of your insurance card. When you speak with a United representative, you can ask questions about the types of drug rehab services your insurance plan provides coverage for.
Each individual who is grappling with substance abuse will have his or her own needs for treatment. Therefore, no two treatment plans will be identical as each person will have his or her own strengths and challenges on the journey to recovery.
Since treatment is such a personalized process, it may seem daunting to understand what services will be covered and what services will not be covered by one’s United plan. For this reason and more, the staff at White Deer Run in Pennsylvania is committed to partnering with patients and families to remove any confusion related to health insurance coverage prior to admitting the patient to our center.
Together, we can identify which types of support will be most helpful to you or your loved one during your time with us, and we can speak with United on your behalf to discern what services will be paid for during your stay at White Deer Run
Types of Rehab Covered
What Types of Drug Rehab Does United Healthcare Cover?
As is the case with any health insurance provider, United Healthcare places certain restrictions and limitations on the types of services certain plans will cover when it comes to treatment for chemical dependence. Comprehensive drug rehab can consist of many levels of care, including detox, inpatient or residential care, partial hospitalization programming (PHP), intensive outpatient programming (IOP), traditional outpatient services, and community-based care. Within these levels of care, patients may participate in individual, group, family, and experiential therapy; medically assisted programming; and a host of other services.
At White Deer Run, we aim to take the confusion out of understanding one’s health insurance benefits. Given the array of services we provide, we work with patients and families to gain a clear picture of the patient’s benefits as part of our pre-admissions process. Our experienced intake staff can verify your benefits so that you do not have to worry about unexpected lapses in coverage during treatment. This assistance frees you to focus your efforts on recovery as opposed to worrying about the financial aspects of treatment during your time in our care.
How Much is Covered?
How Much of the Cost of Drug Rehab is Covered by United Healthcare?
As stated above, treatment planning at White Deer Run is a completely individualized process. Therefore, it is imperative that healthcare coverage be assessed on a person-to-person basis to achieve an accurate picture of the cost of care.
United Healthcare offers many types of insurance plans throughout Pennsylvania, each with their own types and limitations of benefits. From employer-based plans to community-based coverage options through Medicare or Medicaid, United provides a wide range of health insurance plans for Pennsylvanians, and you may be surprised at just how many treatment services are covered under your specific plan.
What Happens If United Healthcare Doesn't Cover All My Needs?
What Can I Do If United Healthcare Doesn’t Cover All of My Drug Rehab Needs?
Ideally, most or all of your treatment needs will be covered by your insurance plan with United Healthcare. However, as with any provider, United Healthcare places certain limits on coverage for the types of therapeutic services one can access, and the duration of treatment supports one’s plan will cover in a given interval of time or calendar year.
Therefore, it is likely that the patient or the party responsible for the patient will have a balance that he or she will be required to pay for services that are beyond the scope of what the patient’s United plan will cover.
Our staff is here to help you remove any barrier that may be standing in the way of the care that you or a loved one needs to reclaim your life. As such, we work with patients and families to create payment plans for costs incurred that are not covered by health insurance.
Confirming My Benefits
How Can I Confirm My United Healthcare Benefits?
Verifying your insurance benefits is an important part of the decision to enter treatment at White Deer Run, and our staff is here to make that step as simple as possible. To learn more about the types of services your health insurance will cover, simply start by contacting us today.
A helpful, knowledgeable member of our team will ask you for information about your United plan, so be sure to have your insurance card with you when you call. From there, our staff will verify your benefits with United, and can explain how you can use your benefits to access support at White Deer Run.